Hourly Rate → Annual
Pro-rata for your hours · FY2026-27 tax
Convert an hourly rate to annual pay
Multiply the hourly rate by the hours you work each week, then by the weeks you work each year. A standard full-time week in Australia is 38 hours under the National Employment Standards, and a full year is 52 weeks, so $40.00 an hour is $40.00 x 38 x 52 = $79,040 gross.
That is the easy half. The number that actually lands in your account is lower, because income tax and the Medicare levy come out first. This calculator applies the FY2026-27 rates so you get the take-home figure rather than the headline one.
Hourly rate to take-home pay, FY2026-27
| Hourly rate | Gross per year | Take-home per year | Take-home per week |
|---|---|---|---|
| $30.00 | $59,280 | $49,901 | $960 |
| $35.00 | $69,160 | $56,509 | $1,087 |
| $40.00 | $79,040 | $63,227 | $1,216 |
| $45.00 | $88,920 | $69,946 | $1,345 |
| $50.00 | $98,800 | $76,664 | $1,474 |
| $60.00 | $118,560 | $90,101 | $1,733 |
| $75.00 | $148,200 | $109,332 | $2,103 |
Based on 38 hours a week for 52 weeks, an Australian resident for tax purposes, no HECS or HELP debt, and no private health insurance considerations. Change any of those and the figure moves.
How many hours are really in a working year
A full-time year at 38 hours a week across 52 weeks is 1,976 hours. That is the figure to use for a salaried employee, because annual leave and public holidays are paid: you are paid for 52 weeks whether or not you are at work for all of them.
For a casual it is the wrong figure, and this is where the 52 in the box needs changing. A casual is paid only for hours worked. Four weeks of unpaid time off plus public holidays not worked takes a realistic casual year closer to 46 or 47 paid weeks, which is around 10% less than the 52 week assumption. On $45.00 an hour that gap is roughly $8,550 of gross pay, so it is not a rounding error.
Casual loading: why the higher rate is not a pay rise
Casual employees are usually paid a loading of 25% on top of the equivalent permanent rate. It is compensation for what casuals do not get: no paid annual leave, no paid personal or carer's leave, no notice of termination, no redundancy pay, and no guaranteed hours.
So a casual rate and a permanent rate are not comparable numbers. A casual on $50.00 an hour and a permanent employee on $40.00 an hour are, roughly, on the same deal. The loading is already inside the rate you are quoted; it is not paid on top of it, and it is not a premium you are winning. Whether the trade is worth it depends on how much unpaid time off you actually take and how much you value guaranteed hours.
Part-time and pro-rata
Part-time employees get the same entitlements as full-time staff, calculated pro-rata on their ordinary hours. Someone working 3 days a week is on 0.6 of a full-time load, so they accrue 0.6 of the leave and, on the same hourly rate, earn 0.6 of the full-time salary. Set the hours field to your real weekly hours and the calculator does the pro-rata for you.
Be careful comparing a part-time salary against a full-time job ad. A $100,000 full-time role advertised at 0.6 is a $60,000 job, and $60,000 sits in a much lower average tax band, so the take-home difference is proportionally smaller than the gross difference. That is the progressive system working in your favour, and it is one of the few times part-time work looks better on paper than people expect.
What this calculator does not include
- Superannuation. The 12% super guarantee is paid by your employer on top of your wage and does not reach your bank account, so it is not in the take-home figure. Use the superannuation calculator for that.
- HECS or HELP. A study debt adds a compulsory repayment once your income passes $69,528. Use the HECS and HELP calculator.
- Overtime and penalty rates. Enter your ordinary rate here and use the overtime calculator for the extra hours.
- Deductions. Work-related expenses reduce your taxable income and change the result at tax time. See what you can claim.
Rates from the ATO resident tax tables. Checked 21 August 2026. TaxSnap is a calculator, not a tax agent: see the disclaimer and where every figure comes from.
Frequently Asked Questions
How do I convert an hourly rate to an annual salary?
Multiply the hourly rate by hours worked per week, then by weeks worked per year. Full-time in Australia is typically 38 hours a week over 52 weeks, so $40.00 an hour is $79,040 gross a year.
How many work hours are in a year in Australia?
About 1,976 hours for a full-time employee (38 hours x 52 weeks). Casuals work fewer paid weeks in practice, because time off is unpaid.
Should a casual use 52 weeks in the calculation?
Usually not. Casuals are paid only for hours worked, so four weeks off plus unworked public holidays puts a realistic year closer to 46 or 47 paid weeks. Lower the weeks field to match what you actually work.
Is casual loading paid on top of my hourly rate?
No. The 25% loading is normally already built into the casual rate you are quoted. It compensates for having no paid leave, no notice and no guaranteed hours, so a casual rate and a permanent rate are not directly comparable.
Does this include superannuation?
No. The 12% super guarantee is paid on top of your wage into your fund and never reaches your bank account, so it is not part of take-home pay.