Pay Rise Calculator
After-tax value of your raise · FY2025–26
How Much of a Pay Rise Do You Keep?
Because Australia's tax system is progressive, the extra income from a raise is taxed at your marginal rate — the rate on your top bracket — not your average rate. Someone earning $90,000 keeps about 68 cents of every extra dollar (30% tax + 2% Medicare). Crossing into a higher bracket only taxes the income above that threshold at the higher rate, so a raise always leaves you better off.
This calculator compares your take-home before and after the raise so you can see the real monthly difference in your pay packet.
Frequently Asked Questions
How much of my pay rise will I actually keep?
Your raise is taxed at your marginal rate. On a typical $80k–$135k salary that's 30% income tax plus 2% Medicare, so you keep about 68% of the increase. The calculator shows your exact figure.
Will a pay rise push me into a higher tax bracket and cost me money?
No. Only the income above each threshold is taxed at the higher rate, so earning more always leaves you with more after tax.